Retiring Smarter Avoid regrets with educated decisions

Retiring Smarter Promotes Retirement Literacy

Enroll Now

Retiring can be complicated. 

 The more you know about retirement the better decisions you can make. 

Begin your retirement journey with consumer-based education and written planning.

Who We Serve

A word from our Founder:

Most Americans do not have their retirement ducks in a row....

  • Millions of Americans are stressed about retiring in the coming years.
  • 80% of baby-boomers scored 'F' on a basic retirement test. (3)
  • Only 4% of retirees claim Social Security at the most optimal time. (2)
  • Remaining 96% losing an average of $111,000 per household. (2)
  • High stock valuations coupled with record low interest rates make planning a challenge.
  • 75% of those nearing retirement have no written income plan.
  • 60% percent of Baby Boomers fear running out of money in retirement more than dying. (1)
1 | “Will You Outlive Your Retirement Savings?” USA TODAY. Accessed May 7, 2019.
2 | https://www.forbes.com/sites/ashleaebeling/2019/06/28/only-4-of-retirees-claim-social-security-at-optimal-time-leaving-3-4-trillion-on-table/#7048e5f141fd
3 | https://www.cnbc.com/2014/12/03/americans-retirement-know-how-rates-f-survey.html

Fear of retirement unknowns can be stressful.

  • Can I retire and not outlive my savings?
  • When is my optimum time to begin retirement?
  • When should I start taking Social Security?
  • How much should I withdraw from my retirement accounts and when?
  • What is my proper investment risk allocation?
  • How do I improve my health in retirement?
  • How will the new tax laws affect my retirement?
  • What's my plan for long-term care issues?
  • What Medicare option is best for me?
  • How should I manage RMDs (required minimum distributions)?
  • Is a will or trust best for my unique situation?
  • What is my housing plan for old age?

Your retirement ducks...are they all in a row?

Many of us don't know what we don't know. The first step in addressing this challenge is to do a self assessment. 
Take the Retirement Ducks Challenge and see where you stand.
Retirement Duck Challenge
Retiring Smarter Avoid regrets with educated decisions

​Retiring Smarter is 

  • ​1 1/2 day interactive workshop
  • Covers 40 relevant topics important to those 55 and older
  • Money and health focused
  • Each student is assisted in developing their own written retirement plan.

The workshop combines four empowering elements:

  • Live instruction from knowledgeable teachers
  • Entertaining videos
  • 100-page take-home workbook presented in an engaging, easy-to-understand format
  • A customized retirement income plan built in class by each student
Source: software provide by Thomas Gold Solutions, LLC . Images are a sample plan made by using fictitious people as a visual representation only. No advice or recommendations are implied or to be used from this.

​​Retiring Smarter addresses these and other relevant issues:

  • Inflation-Adjusted Income Planning
  • Personal Health and Medicare
  • Tax Reduction Strategies
  • Social Security Maximization
  • Insurance Efficiencies
  • Pension Maximization
  • Adult Children and Money
  • Estate Planning
  • Investment Alternatives
  • Tax Efficient Giving to Church and Charity
  • Risk Management of Investments
  • Long-Term Care Issues
  • Investment Strategies for Older Investors
  • Retirement Housing

Pay-It-Forward Scholarship Program

  • Course tuition is $199 per household and includes both class and written income plan.
  • Money back guarantee if not totally satisfied.
  • Most students attend without upfront tuition using a Pay-It-Forward scholarship.
Enroll Now
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